Free Business Utilities for
Nigerian Retailers
Calculators, document generators, AI assistants, and retail utilities — all built specifically for shop owners, supermarkets, pharmacies, and SMEs. 100% free, no account required.
Profit Margin Calculator
Calculate your net profit margin from cost price and selling …
Markup vs Margin Calculator
Understand the difference between markup and margin — calculate both.
Discount & Sale Price Calculator
Find the final price after a discount and how much …
Break-Even Point Calculator
Calculate how many units or naira in sales you need …
POS Transfer Fee Calculator
Calculate exact POS terminal transaction charges for any amount.
Inventory Turnover Rate Calculator
See how fast your stock is moving with the inventory …
Selling Price Calculator
Calculate the right selling price to hit your target profit …
Nigeria VAT Calculator (7.5%)
Calculate 7.5% VAT for any product or service price instantly.
COGS Calculator
Calculate your Cost of Goods Sold for a period using …
Reorder Point Calculator
Know exactly when to reorder stock to avoid running out.
Business ROI Calculator
Calculate the return on investment for any business decision.
Gross Profit Calculator
Calculate gross profit and gross profit margin for your business.
Sales Tax Calculator
Calculate sales tax for any amount at any custom tax …
Average Order Value Calculator
Calculate your average order value to benchmark and improve sales.
Inventory Shrinkage Calculator
Calculate inventory shrinkage rate and its cost to your business.
Naira to Dollar Converter
Convert between Naira and Dollar at the latest parallel market …
Dollar Cost Average Calculator
Calculate your average cost per unit when buying in multiple …
Bulk Buy Savings Calculator
Calculate how much you save buying in bulk vs. buying …
Product Bundle Pricing Calculator
Set the right bundle price for product combos while protecting …
Sales Commission Calculator
Calculate sales commissions for staff, agents, or reps instantly.
Product Expiry Date Calculator
Calculate product expiry dates from manufacture date and shelf life.
Waste & Spoilage Cost Calculator
Calculate the naira cost of food or product spoilage in …
Retail Space ROI Calculator
Calculate ROI on your shop rental to know if the …
Employee Productivity Calculator
Measure revenue per employee and sales productivity for your team.
Cash Flow Projection Calculator
Project your monthly cash flow from income and expense entries.
Stock Variance Calculator
Calculate stock over/short variance between expected and actual count.
Tips & Service Charge Calculator
Calculate tip amounts and split bills for restaurants and hospitality.
AI Math & Equation Solver
Solve math word problems and equations step-by-step.
Gold Price & Carat Value Calculator
Calculate scrap gold value based on gram weight and karats …
Loan Repayment Calculator
Calculate monthly loan installments and interest schedules.
Mortgage Payment Calculator
Estimate home loan monthly payments including interest rates.
Words to Pages Book Converter
Estimate printed book or paper page count based on word …
🎉 Need comprehensive, automatic store tracking?
These calculators and generators are free because we believe in supporting local SMEs. When you're ready to fully automate counter sales, cashier PIN audits, and check true net profit margins, SwiftPOS is here.